Open Enrollment

Key Dates for Individual Medical Insurance

President Biden Reopens Enrollment to help those affected by pandemic.

Based on President Biden's Executive Order, the Department of Health and Human Services (HHS) will open HealthCare.gov for a Special Enrollment Period (SEP) from February 15, 2021 thru May 15, 2021. Consumers who enroll during this SEP will have coverage that starts the first of the month after plan selection.

Open Enrollment is the time when you can enroll in a plan for the new calendar year.

For Plans Effective In Calendar Year 2021

2021 Open Enrollment Completed on December 15th 2020.
Only Special Enrollment is available for Plans effective in 2021.

For Plans Effective In Calendar Year 2022

Open Enrollment Begins On November 1, 2021 and Ends On December 15, 2021, for an effective date of January 1, 2022.

*All applications are subject to approval by the insurance carrier, based on proper completion of the application, timely submission, and premium paid within the timeframe required.

Special Enrollment Periods (SEPs) are the times when you can apply for a new plan outside of Open Enrollment.

To buy individual health insurance outside of Open Enrollment, you must qualify for a Special Enrollment Period due to a qualifying life event like marriage (as long as one spouse is currently insured), birth or adoption of a child, or in-voluntary loss of employer health coverage. Proof of a Qualifying Event must be submitted with the application.

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